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Based on “Dear Sher”.

Dear Sher

I work with a really conservative Rural Development Loan Officer and as a result am really cautious about what I submit. But, with the addition of “significant delinquencies” in the regs, it looks like this one’s potentially a good package, but one that I wouldn’t normally submit. I was wondering, do you agree?

Dear Sher

My state has not allowed married individuals to apply for Section 502 loans separately and has required they either both be on the loan or they can’t be approved. With the new changes to HB 3550 it sounds like I can now have just one person of a married couple apply; how do I do this?

Dear Sher

Every year I struggle to come up with new and interesting approaches to celebrating Homeownership Month and getting participants, community . . .

Dear Sher

I have a borrower who has a mid-score on her credit report of 809.  She has a credit card with . . .

Dear Sher

My co-worker and I attended the 502 Loan Packaging: Common Mistakes session at the self-help housing conference in San Antonio . . .