Housing Development

RCAC’s programs and services deliver solutions to complex community needs. Our local presence allows us to develop partnerships with communities to identify needs, set goals, and select the best options to meet those goals. RCAC and our partners provide the tools to create change and growth, but the communities chart their own course. Collaboration, plus community effort will equal community change. How can we help you?

RCAC’s Loan Fund is a financial resource for rural communities. The Loan Fund fills financing gaps and serves in unconventional markets. We offer loans for affordable housing development, environmental infrastructure, community facilities and small businesses in rural locations.

Decent housing, safe drinking water, education, financing, jobs, community facilities, leadership, families are the many facets to RCAC's work.

RCAC expands the knowledge base of the rural public through education and training. Our training expertise is in technical, financial, and administrative issues that affect rural communities. We take great pride in our professional trainer team's capacity and effectiveness. Our trainers maximize audience participation to keep trainings relevant and memorable.

RCAC's news and publications are a compilation of timely news, announcements and accomplishments produced for the rural development world.

Sub-standard housing and poverty are commonplace in low-income rural communities. Many of these communities also face daunting challenges to access safe, clean drinking water and to develop other vital infrastructure. These issues are often overlooked in policy because rural communities lack the resources, training or social networks that are found in urban areas. Learn how you can advocate for the under-served population in the West.

Founded in 1978, RCAC is a 501(c)(3) nonprofit organization that partners with rural and Indigenous communities to achieve their vision and well being through technical assistance, training, financial resources and advocacy. For more than 45 years, our dedicated staff and active board, coupled with our key values: leadership, collaboration, commitment, quality and integrity, have helped effect positive change in rural communities across the West. Learn more about who we are and how we operate.

Housing development

RCAC supports nonprofit organizations to develop affordable housing and community facilities in the rural West. Our goal is to encourage and build a rural affordable housing network so each state has access to nonprofit organizations that develop affordable housing in rural areas. We offer many services—from technical assistance to consulting to partnering. RCAC also identifies and encourages nonprofit organizations that develop housing on tribal lands and within colonias.

Our team has collectively developed or financed thousands of rental and homeownership affordable housing units during the past 40 years. RCAC will only develop or own rental housing with a local nonprofit partner. We will also develop or assist in the development of affordable, for-sale homes. We have extensive experience in Low Income Housing Tax Credits (LIHTC), USDA Rural Development 515, 514/516, HOME, CDBG, AHP, tax-exempt bonds, state housing trust funds, project-based Section 8, local and state resources, and conventional financing.

We can offer you:

Experience in and knowledge of many funding sources
A mission to build and expand nonprofit organizations that have limited experience
Access to financing through RCAC’s Loan Fund
Long-term commitment to the rural West and affordable housing in rural communities
Deep relationships throughout the rural West with funding and other industry partners
Commitment to giving clients a fair return on their investment work

If you would like to talk to an RCAC housing staff member about these or other housing needs, email: development_solutions@rcac.org.