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SELF-HELPHOUSINGCORPORATIONOFHAWAIISELF-HELPHOUSINGCORPORATIONOFHAWAIIprovidinglow-incomehousingformorethan30yearsInHawaiitheaveragesalespriceorasingleamilyhomeismorethan600000.Withanincomeolessthan53000low-incomeamiliessingleparentsnativeHawaiianamiliesandHawaiisworkorceareshutoutoconventionalhomeownership.TomakemattersworseHawaiiscostolivingis30percenthigherthanonthemainlandU.S.whichmakesitextremelydifcultorlow-incomeamiliestosaveormortgagedownpayments.Since1984Sel-HelpHousingCorporationoHawaiiSHHCHhasprovidedtechnicalassistanceand-nancialcounselingthroughtheU.S.DepartmentoAgricultureUSDARuralDevelopmentMutualSel-HelpHousingProgramtoaddressHawaiisaordablehousingshortage.Duringthepast30yearsSHHCHhascompleted46projectsinwhichmorethan600low-incomeamiliesacrossHawaiihavebuilttheirownhomesunderthisUSDAprogram.SHHCHisoneotheoldestUSDAsel-helpgrantees.RCACprovidestechnicalsupporttoSHHCHonederalregulationscorporateaccountingbookkeepingproce-duresandUSDARuralDevelopmentproposaldevelop-mentandreporting.RCACstaalsoworkscloselywithRuralDevelopmentandSHHCHtoimprovecommuni-cationandprogramcoordination.Inadditiontosel-helptechnicalassistanceRCACsLoanFundhasprovidedSHHCHwithmorethan9.7millionoloanstoacquirelotsandcompletesitedevel-opment.RCACloanstoSHHCHinthepastseveralyearshaveprovidednancingtoacquireanddevelop164sel-helphousinglots.RCACssupporthasbeeninvaluableinoursubdivisiondevelopmentprogramsaidClaudiaShaySHHCHsexecutivedirector.HousingCommunityRCACAnnualReport2013