Success Stories Archive - Page 41 of 77

RCAC’s programs and services deliver solutions to complex community needs. Our local presence allows us to develop partnerships with communities to identify needs, set goals, and select the best options to meet those goals. RCAC and our partners provide the tools to create change and growth, but the communities chart their own course. Collaboration, plus community effort will equal community change. How can we help you?

RCAC’s Loan Fund is a financial resource for rural communities. The Loan Fund fills financing gaps and serves in unconventional markets. We offer loans for affordable housing development, environmental infrastructure, community facilities and small businesses in rural locations.

Decent housing, safe drinking water, education, financing, jobs, community facilities, leadership, families are the many facets to RCAC's work.

RCAC expands the knowledge base of the rural public through education and training. Our training expertise is in technical, financial, and administrative issues that affect rural communities. We take great pride in our professional trainer team's capacity and effectiveness. Our trainers maximize audience participation to keep trainings relevant and memorable.

RCAC's news and publications are a compilation of timely news, announcements and accomplishments produced for the rural development world.

Sub-standard housing and poverty are commonplace in low-income rural communities. Many of these communities also face daunting challenges to access safe, clean drinking water and to develop other vital infrastructure. These issues are often overlooked in policy because rural communities lack the resources, training or social networks that are found in urban areas. Learn how you can advocate for the under-served population in the West.

Founded in 1978, RCAC is a 501(c)(3) nonprofit organization that partners with rural and Indigenous communities to achieve their vision and well being through technical assistance, training, financial resources and advocacy. For more than 45 years, our dedicated staff and active board, coupled with our key values: leadership, collaboration, commitment, quality and integrity, have helped effect positive change in rural communities across the West. Learn more about who we are and how we operate.

Success Stories

Saturday, Aug 12, 2017

Garden Valley

Garden Valley Ranchettes Homeowners, Inc. (HOA) is located in Garden Valley, an unincorporated area of Boise County, Idaho about 53 miles north/ northeast of Boise. The rural community has a population of nearly 400. The HOA owns the water system which serves 27 active water connections with two wells; however, only one is active. During January 2017, the area experienced severe and historic snow levels, which put pressure on the area’s power grid and caused the active well to fail.
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Wednesday, Jul 26, 2017

Two Rivers Homeowners Cooperative

Rural Community Assistance Corporation’s (RCAC) Loan Fund provided a $3 million participation in a loan to Two Rivers Homeowners Cooperative (Two Rivers) for the mobile home park acquisition by a resident formed co-op.
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Tuesday, Jul 18, 2017

502 Direct Loan Packaging Program

Low- and very low-income rural residents often cannot qualify for a loan from traditional mortgage lenders. U.S. Department of Agriculture (USDA) Rural Development provides an alternative through its Single Family Housing Direct Loan Program (Section 502 direct loans), which provides subsidized mortgage loans for modest homes in rural areas. The applicants are generally first-time homebuyers.
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From vine to wine—Cedar Band’s beverage company secures its place in the industry

Cedar City, Utah – The drive along Interstate 15, which meanders from the Mexican border in California to the Canadian border in Montana, can get plenty lonely. After 30 miles of virtually no services, there’s a reprieve: the well-stocked and clean convenience store and smoke shop, Cedar Band Trading Post, which the Cedar Band of Paiutes opened in 2012.
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Thursday, Jul 06, 2017

Community of Wynola Estates

The Community of Wynola Estates is in a small rural area in the mountains above San Diego. Although it is not a disadvantaged community its outdated rate structure did not provide enough funding to maintain reserves. It does not qualify for state or federal grants so an effective rate structure is important to ensure its ability to pay for future repairs and qualify for and repay loans.
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Success Stories

Garden Valley

Two Rivers Homeowners Cooperative

502 Direct Loan Packaging Program

From vine to wine—Cedar Band’s beverage company secures its place in the industry

Community of Wynola Estates