RCAC executive and senior leadership staff

Suzanne AnardeSuzanne Anarde

Chief Executive Officer

Suzanne is a lifelong rural resident, leader and champion for rural culture. Her 30-year career began in rural Colorado as founding executive director of a nonprofit, building a single purpose organization into a diverse community development entity. Subsequently, as LISC vice president, she led Rural LISC’s national community, housing and economic revitalization work, partnering with and through rural community-based organizations, serving 2,200+ counties across 45 states. Suzanne is a member of the U.S. Bank Community Advisory Committee and serves as a board member for National Rural Housing Coalition; California Coalition for Rural Housing and Rural Community Assistance Partnership.


David Ebenezer, ControllerDavid Ebenezer

Chief Financial Officer

David began his career at RCAC as an intern in 1986 while he was a student at California State University, Sacramento (CSUS). He then worked as an auditor at Izabal, Bernaciak & Co. CPAs conducting independent audit examinations of nonprofit organizations across California. Later as the accounting manager for The John Stewart Company (a property management firm), he managed the accounting operations of the firm’s northern California multifamily housing properties. David returned to RCAC in 1998 and has spent more than 29 years here in various finance roles. He has served on the RCAC Senior Leadership Team for 20 of those years. As controller, he managed RCAC’s finance, grants and contracts department, presiding over a $16 million operating budget. In 2015, he was promoted to CFO. He is responsible for the organization’s financial operations including oversight of finance, grants, contracts, and Information Technology. He has more than 34 years of experience in financial and organizational management, nonprofit accounting, financial reporting, and governmental regulations. He holds a bachelor’s degree in business administration with a concentration in accounting from CSUS.

Anjali ShethAnjali Sheth


Anjali joined RCAC in 2018. She leads a team of dedicated finance professionals with expertise in procurement, facilities, payroll, accounting, budgeting, and other finance functions. She prepares the $33 million annual corporate budget and presents budget to actual reports to the Senior Leadership Team (SLT) and Board of Directors. She coordinates treasury functions, and availability of cash for the $140 million loan fund; she supports the CFO with management of about 200 grants and contracts. As an SLT member, Anjali actively participates in corporate decisions including strategic plan and corporate policies. In addition, she coordinates corporate and funder audits, and reviews financial statements for partners and borrowers in RCAC’s network.

Before joining RCAC, Anjali was an accounting manager for a mobile home property management company in the Sacramento area where she handled all accounting matters for the ownership group. Prior to that, for 11 years, she was controller for a hospitality company that owned 30 hotels in California. In that role, she was responsible for refinancing projects in addition to accounting and insurance. She saved the company more than $100,000 in shopping liability insurance coverage. She also brings accounting experience in working with the construction and operation of Low-Income Housing Tax credit projects. Anjali is a Certified Public Accountant (CPA) and she holds a bachelor’s degree in accounting.


David FerrierDavid Ferrier

Director, Housing

David spent 35 years at Community Housing Improvement Program (CHIP), 25 of them as CEO. During that time, CHIP built more than 1,700 self-help homes in a seven-county area covering the Northern Sacramento Valley. More than 400 of those homes used an “urban self-help” model incorporating commercial construction financing and bond-funded mortgages. He also led the effort to build more than 700 affordable rental units, which prompted CHIP to create a property management division to self-manage and manage for other nonprofit organizations. During David’s tenure at CHIP, the organization became a HUD-certified housing and credit counseling agency, operating that program for 17 years up until 2014. He also led the effort to secure nearly $500 million in grants, loans and equity contributions from public and private sources. David holds a bachelor’s degree in information and communication studies from California State University, Chico.

Juanita HallstromJuanita Hallstrom

Director, Loan Fund

Juanita joined RCAC in 2000 and became Loan Fund director in 2017. She oversees loan originations; manages RCAC’s lending program, activities and staff; develops new lending and other financing products and programs; serves as the chief executive officer’s liaison to the board’s Loan Committee; coordinates and communicates with individual clients or networks of clients and funding sources; participates in strategic planning, program development and marketing of RCAC programs, products and services; and assists in establishing major economic objectives and policies for RCAC. In her previous role at RCAC as assistant director of Lending and Housing, Ms. Hallstrom was responsible for the supervision and oversight of the loan administration staff. Her duties included loan closing, loan servicing, investor reporting, cash flow management and the maintenance of RCAC’s Loan Fund systems. She was also responsible for the implementation of several new programs, including RCAC’s 502 Pilot Packaging Program. Prior to joining RCAC, Ms. Hallstrom was the closing manager for a local bank and the operations manager for a large mortgage company.

Julia Helmreich, DirectorJulia Helmreich

Director, Communications, Development & Events

Julia joined RCAC in 1998. She assists the chief executive officer plan, develop and secure grants and contracts for the corporation. Julia directs all fundraising and development activities for corporate programs; tracks and reports development and fundraising activities to  RCAC’s directors and Board; oversees marketing and public relations activities for the corporation; and assists with strategic planning. Previously, she was manager, program developer and a public affairs specialist in RCAC’s Corporate Development department. Before joining RCAC, she was an editor for the California Department of Corrections and an information officer for the Governor’s Office of Emergency Services. She also has worked as a reporter and photographer for several newspapers and as an industrial photographer in the Bay Area. Julia holds a bachelor’s degree in journalism and a minor in English from the California State University, Sacramento.

Ari NeumannAri Neumann

Director, Community & Environmental Services

Ari became director of Community and Environmental Services in November 2018 after serving as assistant director since 2016. He oversees a team of more than 80 professionals that provide technical assistance and training to rural and Tribal communities on water, wastewater, economic development, and solid waste management. He grew up in Genesee, a rural town in Idaho and has extensive experience in rural small systems utilities. Before joining RCAC, he held a director level position at the national Rural Community Assistance Partnership (RCAP) in Washington DC. RCAC is RCAP’s western affiliate. He also oversees RCAC’s policy and advocacy efforts. He holds a Juris Doctor degree from the University of Washington School of Law; admitted to Washington, DC Bar, and a bachelor’s degree in American studies from Stanford University, Palo Alto, California.

Patricia Wu Borges Assistant Director, Staff OperationsPatricia Wu Borges

Assistant Director, Staff Operations

Patricia oversees all functions of RCAC’s Staff Operations department, including personal and career development assessment, performance appraisal process, compensation systems, diversity and benefit programs; recruitment and selection; payroll; affirmative action; unemployment; safety, workers’ compensation; strategic planning, assistance to the senior leadership team and Staff Operations team management. She administers human resources policies and practices ensuring compliance with federal and state laws in RCAC’s footprint. She also partners with RCAC’s Diversity, Equity and Inclusion Committee (DEI) on diversity and inclusion initiatives.

Patricia joined RCAC in 2000 as human resources assistant, then human resources generalist. She became assistant director in 2021 after previously serving as staff success manager.

She holds a master’s degree in human resource management from Golden Gate University in San Francisco, California and a bachelor’s degree in business administration from California State University, Sacramento.