RCAC’s programs and services deliver solutions to complex community needs. Our local presence allows us to develop partnerships with communities to identify needs, set goals, and select the best options to meet those goals. RCAC and our partners provide the tools to create change and growth, but the communities chart their own course. Collaboration, plus community effort will equal community change. How can we help you?
RCAC’s Loan Fund is a financial resource for rural communities. The Loan Fund fills financing gaps and serves in unconventional markets. We offer loans for affordable housing development, environmental infrastructure, community facilities and small businesses in rural locations.
Decent housing, safe drinking water, education, financing, jobs, community facilities, leadership, families are the many facets to RCAC's work.
RCAC expands the knowledge base of the rural public through education and training. Our training expertise is in technical, financial, and administrative issues that affect rural communities. We take great pride in our professional trainer team's capacity and effectiveness. Our trainers maximize audience participation to keep trainings relevant and memorable.
RCAC's news and publications are a compilation of timely news, announcements and accomplishments produced for the rural development world.
Sub-standard housing and poverty are commonplace in low-income rural communities. Many of these communities also face daunting challenges to access safe, clean drinking water and to develop other vital infrastructure. These issues are often overlooked in policy because rural communities lack the resources, training or social networks that are found in urban areas. Learn how you can advocate for the under-served population in the West.
Founded in 1978, RCAC is a 501(c)(3) nonprofit organization that partners with rural and Indigenous communities to achieve their vision and well being through technical assistance, training, financial resources and advocacy. For more than 45 years, our dedicated staff and active board, coupled with our key values: leadership, collaboration, commitment, quality and integrity, have helped effect positive change in rural communities across the West. Learn more about who we are and how we operate.
RCAC’s Loan Fund is a financial resource for rural communities.
This chart lists RCAC’s array of loan fund products, terms and loan fund officer contacts in your area.
Loans to small businesses, nonprofits and public entities including federally recognized Tribes located or locating in Tuolumne County that will provide an alternative to pile burning of forest waste.
Learn More/Access Application
Finance construction and rehabilitation of single- and multifamily housing for low-income families.
Financing to construct, improve or expand the supply of safe drinking water and waste disposal systems in the rural West.
Financing to construct or improve essential community facilities in the rural West.
Financing for businesses to create or retain jobs.
Low interest rate loans and grants to construct, refurbish or replace individual household and small (serving less than 15 connections) water well systems.
Low interest rate loans/grants available to refurbish or replace individual septic systems.
RCAC works with rural water, wastewater and solid waste systems to make them sustainable. Our environmental services are directed to small, low-income rural and Indigenous communities to ensure that they comply with state and federal regulations.
RCAC is a Rural Community Assistance Partnership (RCAP) member.
On-site support to rural water and wastewater staff and boards to build, improve, finance, operate and manage systems, and solid waste management technical assistance and training.
Provides a comprehensive array of training for rural water and wastewater staff and boards.
Models, tools and resources to help small rural communities and Tribes move forward with innovative solutions to infrastructure needs.
Brings safe drinking water to schools and public places in communities throughout rural California.
Facilitates a process to bring multiple small systems together to become more sustainable.
Establishes real community incomes so communities qualify for better loan and grant terms from funding agencies.
Assesses real operating costs and presents alternative rate structures for board consideration and adoption.
Provides free comprehensive well assessments and educational resources for private well owners, not regulated by SDWA.
RCAC’s housing programs supports organizations that develop affordable single- and multifamily homes and operate programs that prepare rural residents for homeownership.
Supports nonprofit organizations to develop affordable housing and community facilities in the rural West.
Provides technical and managerial support to nonprofit organizations that operate USDA Rural Development Mutual Self-Help Housing program.
Provides quality assurance reviews of packaged loan applications for USDA Rural Development’s Section 502 Single Family Housing Direct Loan Program.
Provides technical assistance, training, and financial support to a network of housing counseling agencies serving rural communities.
Provides a variety of technical and managerial support to rural nonprofit housing organizations and public housing authorities.
All RCAC services are available to and have a priority to work with tribes and Native communities. In addition, there are three programs designed specifically for tribes.
Work with water operators and administrators to ensure the delivery of safe drinking water on the Reservations served.
Brings utility staff from multiple Tribes together for peer learning opportunities and to build a professional network.
Is an intensive housing training program for organizations working in Native communities to improve and expand the housing supply and the skills of Native housing professionals.
Low interest, long- and short-term loans available for Tribes, Tribal communities and individual Native Americans in AZ and NM for small business, housing and community facility projects.
RCAC’s comprehensive community and economic development services supports rural communities to create a vision, set goals and implement an action plan for community development projects.
Trains and builds community support for local entrepreneurial development based on local resources and value chains.
Local and regional economic development that brings together and connects community assets to meet market demands in ways that build capacities and livelihoods that are sustainable over time.
Strengthens local leadership, and grows new leaders to catalyze rural community development initiatives.
Provides technical and financial resources to rural businesses and start-ups.