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Based on “Dear Sher”.

Dear Sher

I have lots of questions about calculating income for Section 502 Direct Loans during a pandemic! Do we use the last 30 days to project the income for the next 12 months? If the applicant has resumed their previous level of employment, are the straight-based and average calculations likely the best calculation method to choose?

Dear Sher

I recently saw something saying that I could scan an applicant’s check (payment) for RD’s Tri-Merge Credit Report and I don’t have to mail in the check anymore, how does this work?

Dear Sher

My organization has been running and submitting Tri-Merge Credit Reports (TMCR) under the Temporary Authorization through this fiscal year and . . .

Dear Sher

Dear Sher, Like so many other people, I suddenly find myself working from home! I know you guys do it all the time, have you got any advice for me?

Dear Sher

I’m working on an application and with all of the changes lately, I’m not sure if I need a landlord verification? If an applicant has a reliable score over 640, does the rent need to be verified at all?